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Neighborhood guide

Belmont / Cipriani for families buying in SF Bay Area

Best HS but middle school problem is real. Private-school workaround raises true cost significantly.

Belmont / Cipriani is pick 4 in our SF Bay Area family home-search sample report, with a Cipriani -> Ralston Middle -> Carlmont High school pipeline.

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Last updated Methodology
Rank in sample report

Pick 4

ZIP

94002

School pipeline

Cipriani -> Ralston Middle -> Carlmont High

Commute

25 min Caltrain to SF. 22 min to PA. 12 min to SFO.

Schools

Belmont / Cipriani schools: elementary, middle, and high pipeline

Elementary

Cipriani

GreatSchools 8 (test score 10) · Niche A — top 10% CA

Cipriani is academically strong (test score 10). Top 10% in CA.

Middle

Ralston Middle

GreatSchools 9 (test score 10) · Niche A but 2.7 star parent reviews

Ralston has the worst parent reviews of any school in our search — 2.7 stars on Niche with severe bullying complaints and admin inaction. Realistic strategy: private middle school ($200-300K extra).

High

Carlmont High

GreatSchools 10/10/10 · Niche A+ — US News #44 CA

NCES 063639006194 · 2,322 students · grades 9-12 · 9% free/reduced lunch

Carlmont is the best HS in our entire search — US News #44 CA, 21 AP + 7 honors + 4 dual-enrollment, 100% AP pass rate, 47 National Merit Commended.

Part of Belmont-Redwood Shores Elementary.

Housing

Belmont / Cipriani home prices and recent sold comps

  • 2404 Cipriani Blvd sold for $2,150,000 on Mar 20, 2026; 3/1, 1,280, $1,680/sqft.
  • 513 Chesterton Ave sold for $1,840,000 on Mar 13, 2026; 3/1, 1,010, $1,822/sqft.
  • 1220 Irwin St sold for $1,900,000 on Mar 12, 2026; 3/2, 1,490, $1,275/sqft.
  • 3208 Upper Lock Ave sold for $2,100,000 on Mar 24, 2026; 4/2, 2,210, $950/sqft.
Streets to target

Cipriani Blvd; Chesterton Ave; Irwin St

Streets to skip

Upper Belmont hills — premium pricing

Tradeoffs

Pros and cons of Belmont / Cipriani for families

What works
  • Carlmont HS is best in entire search
  • Cipriani Elementary strong
  • Caltrain is predictable
What to watch
  • Ralston Middle worst parent reviews
  • Private MS = $200-300K extra
  • At $1.85M get 1,280 sqft 3/1
  • Hot market, bidding wars
Climate, flood, seismic, crime, air, and insurance

Belmont / Cipriani climate normals, FEMA flood zone, seismic hazard, crime, air quality, and insurance reality

NOAA climate normals (1991-2020)

58.7°F annual mean (51°F low / 67°F high), 19.6 in precipitation per year (SAN FRANCISCO INTL AP, 8 mi away).

Station USW00023234 on NCEI
FEMA flood zone

FEMA flood zone X — area of minimal flood hazard. Flood insurance is optional but available.

View on FEMA Flood Map Service Center
USGS seismic hazard

High earthquake hazard — peak ground acceleration 0.95g at the 2%-in-50-year design level (USGS NSHM E2014B).

View on USGS Hazard Map
EPA air quality

Latest AQI 29 (Good) driven by O3 at the Redwood City reporting area on 2026-05-02.

View on AirNow
Sunshine and terrain

Sunny.

Census demographics

Belmont / Cipriani demographics from Census ACS (ACS 5-year 2023)

Median household income

$204,573

Median home value

$2,000,001

Family households with kids

69%

Population (ZCTA)

27,730

ZIP 94002 · San Mateo County · Census tract 06081608700 · Full Census Reporter profile

Live search

Search active listings in Belmont / Cipriani

Federal data sources

The schools, demographics, and flood-zone data on this page come from public federal datasets — verifiable independently:

Frequently asked

Belmont / Cipriani family home-search questions

How are the schools in Belmont / Cipriani?

Elementary (Cipriani): Cipriani is academically strong (test score 10). Top 10% in CA. Middle (Ralston Middle): Ralston has the worst parent reviews of any school in our search — 2.7 stars on Niche with severe bullying complaints and admin inaction. Realistic strategy: private middle school ($200-300K extra). High (Carlmont High): Carlmont is the best HS in our entire search — US News #44 CA, 21 AP + 7 honors + 4 dual-enrollment, 100% AP pass rate, 47 National Merit Commended.

What does a home cost in Belmont / Cipriani?

Recent sold comps in Belmont / Cipriani include 3208 Upper Lock Ave at $2,100,000 (Mar 24, 2026, 4/2, 2,210, $950). Plus 3 other verified sold comps in the section above.

What's the commute from Belmont / Cipriani?

25 min Caltrain to SF. 22 min to PA. 12 min to SFO.

What's the earthquake risk in Belmont / Cipriani?

High earthquake hazard — peak ground acceleration 0.95g at the 2%-in-50-year design level (USGS NSHM E2014B).